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Education Loan

For Domestic Education

Applicant details :

  • Admission letter with fee structure.
  • Qualification Certificate
  • Leaving Certificate
  • College Certificate
  • Fee payable to college.
  • Expense statement.
  • Copy of last three years Income Tax returns/ Pay slip of last 6 Months of parents.
  • 2 Photographs of Applicant
  • Address proof – electric bill /telephone bill /Aadhar card (any one) As per KYC norms.
  • Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms
  • Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
  • Applicant should have Savings/ current Bank account with the bank.
  • Mark sheet From 10th to Onward.

Guarantor Details

  • Photograph-2 copies
  • Last tax bill
  • Last income tax return copy /Pay Slip
  • Address proof – electric bill /telephone bill (any one)
  • Photo proof – Pan card / Voter card / Driving license/Aadhar card (Any one)

Conditions

  • Approved courses leading to graduate/post graduate degree and PG diplomas conducted by recognized colleges / universities recognized by UGC / Govt. / AICTE / AIBMS / ICMR etc.
  • Courses like ICWA, CA, CFA etc.
  • Courses conducted by IIMs, IITs, IISc, XLRI. NIFT,NID etc.
  • The above list is indicative in nature. Bank may approve other job oriented courses leading to technical / professional degrees, post graduate degrees / diplomas offered by recognized institutions under this scheme.
  • Share Linkage as applicable.